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Income & Budgeting

How to budget, make your money go further and cut costs.

How to budget, make your money go further and cut costs.

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National minimum wage

A guide to national minimum wage rates, the most common reasons for being underpaid and what you should do if you think you've been underpaid.

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Working tax credits

Find out if you can get working tax credit, how much you’ll get and how it’s being replaced by universal credit.

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What benefits can you get when you lose your job?

A guide covering the various factors that affect what benefits you can get when you lose your job.

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How to create a budget

Whether you’re struggling to cover your bills each month, or just want to save a little extra cash, building a strong budget & following it can benefit everyone

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What to do if you’ve got a negative budget

What to do if the money you have coming in doesn't cover your essential household bills.

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Use our budgeting tool

A budget planner brought to you by Money Wellness.

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April 2026: Household Bills Calculator

Quickly estimate how much your bills might go up this April.

Money Wellness blogs

22 May 2026

Dosh dilemma: “My dog costs more than my social life”

While dogs can be expensive, they don’t care about premium living.

22 May 2026

Deals of the week: The best UK travel bargains you can book right now

Travel offers worth checking out.

22 May 2026

Car insurance costs are rising again: here’s how you can pay less

How you can keep your car insurance costs down.

21 May 2026

‘Prices kept rising, but my pension didn’t’: retired lecturer found debt help after costs spiralled

Rising living costs began to squeeze Philip's budget.

21 May 2026

‘£90 for an England shirt’: how families can cut the cost of supporting the Three Lions this World Cup

Football fans are turning to cheaper alternatives.

Image of school children running through a forest having fun. Summer school holidays set to get cheaper as government cuts VAT on days out. Universal credit cheap days out. Holiday and Activity Programme (HAF)

21 May 2026

Summer school holidays set to get cheaper as government cuts VAT on days out

Find out how it could help your household budget this summer

Average Customer Rating:

4.9/5

Independent Service Rating based on 8215 verified reviews. Read all reviews

Rita - 25 May 2026

Very good understanding knew her job very well took me through every step-by-step what needed covering sent me confirmation of everything we discussed on the telephone

Lynette - 25 May 2026

Very easy very helpful 👌

So easy just called up told them everything and I am now sorting out my debts stress free. Very helpful staff very understanding highly recommend 👏

Leanne - 25 May 2026

The advices are good enough to listen Carefully to people situations. And they are helpful.

Trusted Customer - 25 May 2026

Excellent service support and prompt positive results

Edward - 25 May 2026

Very warm and friendly, patient and reassurring.

Trusted Customer - 25 May 2026

Very helpful company and workers who really helped me during a difficult time and I’m so appreciative of the service.

Michelle Catherine - 25 May 2026

Great debt advise

It great and easy to use and very easy to understand will recommend this service to others

Trusted Customer - 25 May 2026

Excellent staff

All straight forward, helped with my money worries, can’t thank them enough, did all the application with me and took away the stress.

Trusted Customer - 25 May 2026

Great service and support

Great service, spoke to me like they cared about my circumstances and understood. Was always happy to take the call as every person I spoke to was very grounded and supportive.

Trusted Customer - 25 May 2026

Professional and friendly service

Professional and friendly service from start to finish, advisor kept in touch with day to progress of the application

Lee James - 25 May 2026

Very helpfull t9 me

Trusted Customer - 24 May 2026

Fantastic service from the start .

Trusted Customer - 24 May 2026

Mya - 24 May 2026

Straightforward advisers

Stephen - 24 May 2026

The advice given was clear and good information was given for me to read so I could understand the process also information on ways to manage debt going forward information on what to do in certain situations overall it was very helpful and reassuring.

Trusted Customer - 24 May 2026

Very good an the people that work there are very helpful made the experience much easier and put you at ease

Claire - 24 May 2026

Trusted Customer - 23 May 2026

Fantastic service

Could not ask for a better service,helping me every step of the way,only a phone call away if you need any help

Sally - 23 May 2026